Services / Financial Planning for Public Services

Wealth Planning for Public Services

Connect with an Advisor

Make the Most of Your Federal Benefits

Federal employees often have access to powerful but confusing benefits. Between FERS, TSP, FEHB, and Social Security coordination, it’s easy to feel overwhelmed. We specialize in helping professionals like you simplify, optimize, and align your benefits with your long-term financial goals.

  • Understand your Minimum Retirement Age (MRA), pension calculation, and survivor benefit options.

  • Choose the right allocation during your career and plan smart withdrawal strategies after separation.

  • Decide when and how to take Social Security based on your FERS pension and spouse's benefit.

  • Plan for how your health insurance transitions when you retire and whether it continues.

  • If you're considering leaving early, we help clarify postponed vs. deferred vs. immediate retirement.

  • Integrate TSP, IRAs, real estate, and brokerage accounts with your government benefits.

FAQs

  • We help determine your MRA, years of service, and how your choices affect your pension and insurance.

  • Your TSP allocation should reflect your retirement timeline, risk tolerance, and other investment accounts.

  • Yes if you meet certain conditions. We help you understand and maintain your coverage.

  • We coordinate your pension and Social Security timing for optimal income and tax efficiency.

  • It depends on your goals, fees, and investment needs. We walk you through the pros and cons.

More Solutions Like This