What Is a Registered Investment Adviser

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What Is a Registered Investment Adviser

A Registered Investment Adviser is a firm that is registered with state or federal regulators to provide investment advice, portfolio management, and financial planning services. Registered Investment Advisers are fiduciaries, meaning they are legally required to act in the best interests of their clients.

Nhabla Wealth Management operates as a Registered Investment Adviser and structures portfolios with a focus on disciplined decision making, risk management, and long term outcomes.

What Does It Mean to Be a Fiduciary

A fiduciary standard is a legal obligation, not a marketing term.

As a fiduciary, a Registered Investment Adviser must place client interests ahead of its own, disclose conflicts of interest, and provide advice that is suitable and aligned with a client’s objectives and circumstances.

This fiduciary responsibility governs how portfolios are constructed, monitored, and adjusted over time.

How Registered Investment Advisers Differ From Brokers

Registered Investment Advisers and brokers operate under different standards.

Brokers are typically compensated through commissions and are generally held to a suitability standard. Registered Investment Advisers, by contrast, provide ongoing advice and are required to act as fiduciaries.

This distinction affects how advice is delivered, how portfolios are managed, and how incentives are structured.

What Services a Registered Investment Adviser Provides

A Registered Investment Adviser may offer services such as:

  • Discretionary portfolio management

  • Financial planning and strategy

  • Ongoing portfolio monitoring and rebalancing

  • Risk and asset allocation analysis

The scope of services varies by firm, but all RIAs operate under regulatory oversight and fiduciary obligations.

How Nhabla Operates as a Registered Investment Adviser

Nhabla Wealth Management is a Registered Investment Adviser that provides discretionary portfolio management and financial planning services. As a fiduciary, Nhabla is legally obligated to act in the best interests of its clients and focuses on disciplined portfolio construction across market cycles.

Nhabla was founded by professionals with experience at large investment firms who recognized the limitations of traditional advisory models. That experience informed the creation of a boutique firm built around thoughtful advice, individualized portfolio management, and a client first approach.

Why the RIA Structure Matters for Investors

The Registered Investment Adviser structure emphasizes transparency, accountability, and alignment.

For investors, this means advice that is designed to support long term goals rather than short term transactions, and portfolio decisions that are guided by process rather than prediction.

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